Showing posts with label study. Show all posts
Showing posts with label study. Show all posts

Wednesday, March 6, 2013

IFC Study Finds Indian Small and Medium Enterprises have Huge Unmet Financing Demand

New Delhi, India - IFC, a member of the World Bank Group, has released a new study that finds financial institutions meet only one-fourth of the financing demand of micro, small and medium enterprises in India, noting that a sizeable part of this unfulfilled opportunity is viable.

The study estimates the overall finance shortfall for micro, small and medium enterprises to be over $ 400 billion. Formal sources are able to channel only $ 140 billion. Banks can address the sectors debt and equity financing requirement of over $ 70 billion, it estimates.

The study , Micro, Small and Medium Enterprise Finance in India: A Research Study on Needs, Gaps and Way Forward, recommends a mix of well-rounded fiscal support, strong policy framework and incentives promoting innovation to significantly expand formal financing to these enterprises. The study is available at http://www1.ifc.org/wps/wcm/connect/region__ext_content/regions/south+asia/publications/msme+report.

Micro, small and medium enterprise sector has the potential to stimulate growth, said S. Muhnot, Chairman and Managing Director, Small Industries and Development Bank of India. With adequate financial resources and specialized skill development, the sector can grow manifold and contribute to the economy.

There are an estimated 30 million micro, small and medium enterprises across industries, employing 69 million people. The sector accounts for 45 percent of industrial output, and has been growing consistently at over 11 percent a year, higher than Indias overall economic growth. Inadequate financing and market linkages constrain growth of these businesses. The study, jointly undertaken by IFC with the government of Japan, outlines potential interventions to address their biggest challenge of accessing finance.

The study provides a framework for the financial sector and policy makers to develop appropriate and innovative products and services that will ensure easier flow of capital to these smaller businesses, said Anil Sinha, IFCs General Manager for Advisory Services in South Asia.

Micro, small and medium enterprises are an essential focus of IFCs work in South Asia. In addition to making investments in private sector projects, IFC works with governments to improve investment climate, builds skills of local entrepreneurs, and promotes access to finance and markets for small businesses.

About IFC
IFC, a member of the World Bank Group, is the largest global development institution focused exclusively on the private sector. We help developing countries achieve sustainable growth by financing investment, mobilizing capital in international financial markets, and providing advisory services to businesses and governments. In FY12, our investments reached an all-time high of more than $20 billion, leveraging the power of the private sector to create jobs, spark innovation, and tackle the worlds most pressing development challenges. For more information, visit www.ifc.org.

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News source: WebWire

Source:
IFC Study Finds Indian Small and Medium Enterprises have Huge Unmet Financing Demand



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Tuesday, February 5, 2013

Maternal Exposure to Outdoor Air Pollution Associated with Low Birth Weights Worldwide


Mothers who are exposed to particulate air pollution of the type emitted by vehicles, urban heating and coal power plants are significantly more likely to bear children of low birth weight, according to an international study led by co-principal investigator Tracey J. Woodruff, PhD, MPH, professor of obstetrics and gynecology and reproductive sciences at UC San Francisco along with Jennifer Parker, PhD, of the National Center for Health Statistics, Centers for Disease Control and Prevention.

The study, the largest of its kind ever performed, analyzed data collected from more than three million births in nine nations at 14 sites in North America, South America, Europe, Asia and Australia.

The researchers found that at sites worldwide, the higher the pollution rate, the greater the rate of low birth weight.

Low birth weight (a weight below 2500 grams or 5.5 pounds) is associated with serious health consequences, including increased risk of postnatal morbidity and mortality and chronic health problems in later life, noted lead author Payam Dadvand, MD, PhD, of the Centre for Research in Environmental Epidemiology (CREAL) in Barcelona, Spain.

In the study, published on February 6th, 2013 in the journal Environmental Health Perspectives, the team assessed data collected from research centers in the International Collaboration on Air Pollution and Pregnancy Outcomes, an international research collaborative established in 2007 to study the effects of pollution on pregnancy outcomes. Most of the data assessed was collected during the mid-1990s to the late 2000s, and in some cases, earlier.

Whats significant is that these are air pollution levels to which practically everyone in the world is commonly exposed, said Woodruff. These microscopic particles, which are smaller than the width of a human hair, are in the air that we all breathe.

Woodruff noted that nations with tighter regulations on particulate air pollution have lower levels of these air pollutants. In the United States, we have shown over the last several decades that the benefits to health and wellbeing from reducing air pollution are far greater than the costs, said Woodruff. This is a lesson that all nations can learn from.

Particulate air pollution is measured in size (microns) and weight (micrograms per cubic meter). In the United States, federal regulations require that the yearly average concentration in the air to be no more than 12 g/m3 of particles measuring less than 2.5 microns. In the European Union, the limit is 25 g/m3, and regulatory agencies there are currently debating whether to lower it.

This study comes at the right time to bring the issue to the attention of policy makers, said study co-author Mark Nieuwenhuijsen, PhD, of CREAL.

Nieuwenhuijsen observed that particulate air pollution in Beijing, China has recently been measured higher than 700 g/m3.

From the perspective of world health, levels like this are obviously completely unsustainable, he said.

Whether these pregnancy exposures can have effects later in life, currently is under investigation through an epidemiological follow-up of some of the children included in these studies.

Co-authors of the paper are Michelle L. Bell of Yale University; Matteo Bonzini of the University of Insubria, Varese, Italy; Michael Brauer of the University of British Columbia; Lyndsey Darrow of Emory University, Atlanta, Georgia; Ulrike Gehring of Utrecht University, the Netherlands; Svetlana V. Glinianaia of Newcastle University, United Kingdom; Nelson Gouveia of the University of Sao Paulo, Brazil; Eunhee Ha of Ewha Womans University, Seoul, Republic of Korea; Jong Han Leem of Inha University, Inchon, Republic of Korea; Edith H. van den Hooven of Erasmus Medical Center, Rotterdam the Netherlands; Bin Jalaludin of the University of New South Wales, Australia; Bill M. Jesdale of UC Berkeley; Johanna Lepeule of Harvard University and INSERM, Grenoble, France; Rachel Morello-Frosch of UC Berkeley; Geoffrey G. Morgan of the University of Sydney, Australia; Angela Cecilia Pesatori of Universit di Milano, Milan, Italy; Frank H. Pierik of Urban Environment and Safety, TNO, Utrecht, the Netherlands; Tanja Pless-Mulloli of Newcastle University; David Q. Rich of the University of Rochester, New York; Sheela Sathyanarayana of the University of Washington; Juhee Seo of Ewha Womans University; Rmy Slama of INSERM, Grenoble, France; Matthew Strickland of Emory University; Lillian Tamburic of the University of British Columbia;and Daniel Wartenberg of UMDNJ-Robert Wood Johnson Medical School.

The study was supported by funds from the Environmental Protection Agency and the National Institute for Environmental Sciences in the United States; the Wellcome Fund in the United Kingdom; and the Ministry of Science and Innovation in Spain. In Vancouver, British Columbia, the BC Ministry of Health, the BC Vital Statistics Agency and the BC Reproductive Care Program approved access to and use of data facilitated by Population Data BC.

UCSF is a leading university dedicated to promoting health worldwide through advanced biomedical research, graduate-level education in the life sciences and health professions, and excellence in patient care.

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News source: NewsWise

Source:
Maternal Exposure to Outdoor Air Pollution Associated with Low Birth Weights Worldwide



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Sunday, February 3, 2013

Men Are from Mars Earth, Women Are from Venus Earth

For decades, popular writers have entertained readers with the premise that men and women are so psychologically dissimilar they could hail from entirely different planets. But a new study shows that its time for the Mars/Venus theories about the sexes to come back to Earth.

From empathy and sexuality to science inclination and extroversion, statistical analysis of 122 different characteristics involving 13,301 individuals shows that men and women, by and large, do not fall into different groups. In other words, no matter how strange and inscrutable your partner may seem, their gender is probably only a small part of the problem.

People think about the sexes as distinct categories, says Harry Reis, professor of psychology at the University of Rochester and a co-author on the study to be published in the February issue of the Journal of Personality and Social Psychology. Boy or girl? is the first question parents are asked about their newborn, and sex persists through life as the most pervasive characteristic used to distinguish categories among humans.

But the handy dichotomy often falls apart under statistical scrutiny, says lead author Bobbi Carothers, who completed the study as part of her doctoral dissertation at Rochester and is now a senior data analyst for the Center for Public Health System Science at Washington University in St. Louis. For example, it is not at all unusual for men to be empathic and women to be good at math characteristics that some research has associated with the other sex, says Carothers. Sex is not nearly as confining a category as stereotypes and even some academic studies would have us believe, she adds.

The authors reached that conclusion by reanalyzing data from 13 studies that had shown significant, and often large, sex differences. Reis and Carothers also collected their own data on a range of psychological indicators. They revisited surveys on relationship interdependence, intimacy, and sexuality. They reopened studies of the big five personality traits: extroversion, openness, agreeableness, emotional stability, and conscientiousness. They even crunched the numbers on such highly charged and seemingly defining gender characteristics as femininity and masculinity. Using three separate statistical procedures, the authors searched for evidence of attributes that could reliably categorize a person as male or female.

The pickings, it turned out, were slim. Statistically, men and women definitely fall into distinct groups, or taxons, based on anthropometric measurements such as height, shoulder breadth, arm circumference, and waist-to-hip ratio. And gender can be a reliable predictor for interest in very stereotypic activities, such as scrapbooking and cosmetics (women) and boxing and watching pornography (men).

But for the vast majority of psychological traits, including the fear of success, mate selection criteria, and empathy, men and women are definitely from the same planet. Instead of scores clustering at either end of the spectrumthe way they do with, say, height or physical strengthpsychological indicators fall along a linear gradation for both genders. With very few exceptions, variability within each sex and overlap between the sexes is so extensive that the authors conclude it would be inaccurate to use personality types, attitudes, and psychological indicators as a vehicle for sorting men and women.

Thus, contrary to the assertions of pop psychology titles like Men Are From Mars, Women Are From Venus, it is untrue that men and women think about their relationships in qualitatively different ways, the authors write. Even leading researchers in gender and stereotyping can fall into the same trap.

That men and women approach their social world similarly does not imply that there are no differences in average scores between the sexes. Average differences do exist, write the authors. The traditional and easiest way to think of gender differences is in terms of a mean difference, Carothers and Reis write. But such differences are not consistent or big enough to accurately diagnose group membership and should not be misconstrued as evidence for consistent and inflexible gender categories, they conclude.

Those who score in a stereotypic way on one measure do not necessarily do so on another, the authors note. A man who ranks high on aggression, may also rank low on math, for example. Caution the authors: the possession of traits associated with gender is not as simple as this or that.

Although emphasizing inherent differences between the sexes certainly strikes a chord with many couples, such simplistic frameworks can be harmful in the context of relationships, says Reis, a leader in the field of relationship science. When something goes wrong between partners, people often blame the other partners gender immediately. Having gender stereotypes hinders people from looking at their partner as an individual. They may also discourage people from pursuing certain kinds of goals. When psychological and intellectual tendencies are seen as defining characteristics, they are more likely to be assumed to be innate and immutable. Why bother to try to change?

The best evidence we have that the so-called Mars/Venus gender division is not the true source of friction within relationships, says Reis, is that gay and lesbian couples have much the same problems relating to each other that heterosexual couples do. Clearly, its not so much sex, but human character that causes difficulties.

The findings support the gender similarities hypothesis put forth by University of Wisconsin psychologist Janet Hyde. Using different methods, Hyde has challenged overinflated claims of gender differences with meta-analyses of psychology studies, demonstrating that males and females are similar on most, though not all, psychological variables.

Those results were not a surprise for Carothers. Raised by two physical education teachers, the self-described tomboy grew up with all kinds of sporting equipment I did not question stereotypical attitudes, I just knew that they did not necessarily fit me and the folks I hung out with. That experience, she says, fueled a lifelong interest into the biological basis of behavior. When she discovered in graduate school that she could apply her prowess in statistics to exploring sex differences, the project became a marriage of two interests.

The authors acknowledge that the study is based largely on questionnaires and may not fully capture real life actions. Methods that more pointedly measure interpersonal behaviors (how many birthday cards have they sent this year, how many times a month do they call a friend just to see how he or she is, etc.) may more readily reveal a gender taxon, they write.

By the same token, however, as gender roles are liberalized, the authors speculate that new studies may show even less divergence between men and women in the United States. The opposite may be the case in cultures that are far more prescriptive of male and female roles, such as Saudi Arabia, Reis and Carothers predict.

Note to reporters: Broadcast quality video and study graphics are available for download here.

News source: NewsWise

Source:
Men Are from Mars Earth, Women Are from Venus Earth



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Monday, January 28, 2013

Early Menopause May Occur In Women with BRCA Gene


Women with harmful mutations in the BRCA gene, which put them at higher risk of developing breast and ovarian cancer, tend to undergo menopause significantly sooner than other women, allowing them an even briefer reproductive window and possibly a higher risk of infertility, according to a study led by researchers at UC San Francisco.

Moreover, the study showed that carriers of the mutation who are heavy smokers enter menopause at an even earlier age than non-smoking women with the mutation.

While the authors note that further research is needed, given the size and demographics of the study, women with the abnormal gene mutation should consider earlier childbearing, and their doctors should encourage them to initiate fertility counseling along with other medical treatments, the scientists said.

The study will be published online in Cancer on January 29, 2013.

This is the first controlled study to explore the association between BRCA1 and BRCA 2 and the age at onset of menopause, the authors said.

Our findings show that mutation of these genes has been linked to early menopause, which may lead to a higher incidence of infertility, said senior author Mitchell Rosen, MD, director of the UCSF Fertility Preservation Center and associate professor in the UCSF Department of Obstetrics, Gynecology and Reproductive Sciences. This can add to the significant psychological implications of being a BRCA1/2 carrier, and will likely have an impact on reproductive decision-making, Rosen said.

Mutations in either of the genes BRCA 1 or BRCA 2 can produce a hereditary, lifetime risk of developing breast cancer and ovarian cancer. Some women decide to reduce their risk by undergoing prophylactic surgery to remove at-risk tissue, including their breasts and ovaries. The abnormal genes are the most identified inherited cause of breast cancer carriers are five times more likely to develop breast cancer than those without the mutations, according to the National Cancer Institute.

The new study was designed to determine whether women with the BRCA1 or BRCA2 mutation have an earlier onset of menopause compared with unaffected women.

The researchers looked at nearly 400 female carriers of mutations in the BRCA gene in northern California and compared their onset of menopause to that of 765 women in the same geographic area without the mutation. Most of the women in the study were white because almost all of the BRCA1/2 carriers within the UCSF cancer risk registry are white.

The scientists found that women with the harmful mutation experienced menopause at a significantly younger age 50 years -- compared to age 53 for the other midlife women.

Heavy smokers (more than 20 cigarettes a day) with the abnormal gene had an even earlier onset of menopause -- 46 years. By comparison, only seven percent of white women in northern California had undergone menopause by that age, said the authors. Smoking has been shown to alter menstrual cycles and estrogen status, among other impacts.

The authors point out that while their study shows a possible increased risk of infertility for the mutation carriers, further study is needed. They also said that data regarding the age of natural menopause is limited because most women with the mutation are recommended to undergo risk-reducing surgery after they complete childbearing.

Women with the mutation are faced with challenges in reproductive choices, said study co-author Lee-may Chen, MD, a professor in the UCSF Department of Obstetrics, Gynecology and Reproductive Services. These data may help women understand that their childbearing years may be even more limited by earlier menopause, so that they can make decisions about their reproductive choices and cancer risk-reducing surgery.

The first author of the study is Wayne T. Lin, MD, MPH, who at the time of the research was a resident at UCSF and is now a fellow at the Brigham and Womens Hospital at Harvard Medical School. Other authors include Marcelle Cedars, MD, a UCSF professor and director of the Division of Reproductive Endocrinology in the Department of Obstetrics, Gynecology and Reproductive Services ; and Mary Beattie, MD, clinical professor in the UCSF Department of Medicine. Study data was collected from the Cancer Risk Program at UCSF and the northern California site of the Study of Womens Health Across the Nation, a project of the University of California Davis and Kaiser Permanente.

Funding for the study was provided by National Institutes of Health grants NR004061, AG012505, AG012535, AG012531, AG012539, AG012546, AG012553, AG012554, and AG012495. Support was also provided by the UCSF Cancer Risk Program Patient Registry, which is supported by the UCSF Helen Diller Family Comprehensive Cancer Center. The Study of Womens Health Across the Nation has grant support from the NIH, Department of Health and Human Services through the National Institute on Aging, the National Institute of Nursing Research, and the NIH Office of Research on Womens Health.

UCSF is a leading university dedicated to promoting health worldwide through advanced biomedical research, graduate-level education in the life sciences and health professions, and excellence in patient care.

Follow UCSF
UCSF.edu | Facebook.com/ucsf | Twitter.com/ucsf | YouTube.com/ucsf

News source: NewsWise

Source:
Early Menopause May Occur In Women with BRCA Gene



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Sunday, January 13, 2013

American School Opens Online Exams in Print-Based Courses to All Students

The American School is pleased to announce that students in select print-based courses now have the option of taking their exams online instead of sending in the exams printed in their study